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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is the privacy notice of HomeBank
of Arkansas.
HomeBank of Arkansas values its customers’ privacy. We have
protected your confidential information in many ways over the years,
and will continue to do so using state-of-the art measures. We never
lose sight of the fact that our customers’ trust is our most
valuable asset. You may be assured that our main focus is the
protection of your privacy in your dealings with us. If you ever
have any question about the confidentiality of your information in
our hands, please contact us. Every day, we appreciate your
business. Thank you for banking with HomeBank of Arkansas.
We collect nonpublic personal information about you from the
following sources:
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Information we receive from you on
applications or other forms you provide to us;
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Information about your transaction with
us, or others;
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Information we receive from a consumer
reporting agency; and
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Information we receive from third
parties in verifying information you have provided to us.
We do not disclose any nonpublic personal
information about our customer or former customers to anyone except
as provided by law.
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you or to process transaction to your
accounts. We maintain physical, electronic and procedural safeguards
that comply with federal standards to guard your nonpublic personal
information.
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What You Can Do To Protect Your Own
Personal Information
We also recommend that you take the following precautions to guard
against the disclosure and unauthorized use of your account and
personal information:
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Never provide personal information
(including full Social Security numbers or account and credit
card information) over the phone unless you have initiated the
call and know with whom you are speaking or via e-mail;
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Safeguard ATM, credit and debit cards;
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Memorize personal identification
numbers (PINs) and refrain from writing PINs, Social Security
numbers or credit card numbers where they may easily be found;
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Immediately change pre-assigned PINs to
a personally memorized PIN;
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Do not use easily identifiable numbers
such as birth dates, addresses, phone numbers or Social Security
numbers when choosing your PIN;
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Store cancelled checks, new checks and
account statements in a safe place;
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Tear up or shred unused pre-approved
credit offers; and
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Report lost or stolen checks, credit
and debit cards immediately.
You may contact the following agencies if
you wish to reduce the amount of advertising you receive from
companies outside of HomeBank of Arkansas:
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To have your name removed from all pre-approved credit solicitation lists, you may call the credit
reporting industry Pre-screening Opt-Out number at 1-888-5OPTOUT
(567-8688).
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To have your phone number added to the
National Do Not Call Registry, you may call 1-888-382-1222 or
register on-line at
www.fcc.gov/cgb/donotcall. While this may stop most calls,
you may still receive calls from businesses where you are a
customer.
In order to determine if you have been a
victim of identity theft, you may obtain a free annual credit report
on-line at
www.annualcreditreport.com. Please contact any HomeBank of
Arkansas loan officer for assistance in reviewing your personal
credit report.
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