Rates are at historic lows.  Whether you are buying your dream home or refinancing your home of 30 years HomeBank of Arkansas has a full service mortgage division to meet all of your lending needs.  We take pride in being a bank with the convenience of larger banks, but with the service you expect from your community bank.  We will take time to analyze your loan application, and discuss it with you regardless of the outcome.  If you are in the market for a mortgage contact us today.

How to get Started

Once you make the decision to pursue financing whether it is a purchase or refinance the first step is completing an application.  Once the application has been turned in a loan officer will contact you and guide you through the process.  At HomeBank you will always speak to a real person dedicated to making this process a positive experience.

Items Needed

  • Completed & Signed Application
  • Signed Credit Authorization, Disclosure Notice, & Loan Options Certification
  • Last 2 years W2s
  • Last 2 years full tax returns
  • Last 30 days paystubs if applicable
  • Last 30 days bank statements
  • Property Information
  • Purchase Agreement if Applicable

*Not all above items are required at initial loan application. The more information we have the more accurate our initial loan review will be.

Loan Programs

Fixed Rate Mortgage- A fixed rate mortgage is a type of mortgage that has a fixed rate that will not change over the life of the loan.  A fixed rate mortgage can be obtained for a term of 30,20,15, & 10 year terms based on your individual needs.

Adjustable Rate Mortgage- An ARM is a type of mortgage that has a fixed rate for a period of time then adjusts based on current rates.  An ARM can provide a low initial rate but is only guaranteed for the fixed period which can vary based on your individual needs.

  • Conventional
  • FHA
  • VA
  • USDA Rural Development
  • Jumbo


To get today's rates contact us.

Apply Now


Mortgage Loan Officers:

Nick B. Harness-NMLS# 689736  **   Ann C. Kennedy-NMLS# 768686 ** Terry W. Milam-NMLS# 768687 ** John B. Stacks-NMLS# 1549988  **  J. Court Stacks-NMLS# 1588575 **  Janice A. McNew-NMLS# 961380